What role does the state play in women's economic dependence?

Why are women less wealthy than men? Beyond wage inequalities, what historical, legal, fiscal, economic, institutional and social mechanisms are at work? In order to shed concrete light on the issue of women's money, the Fondation des Femmes has launched the Observatoire de l'émancipation économique des femmes en 2022, with the support of Crédit Municipal de Paris.

Following an initial report on the cost of justice for victims of sexual violence, the Observatoire de l'émancipation économique des femmes published a new report on February 3, written by experts Lucile Peytavin and Lucile Quillet. The report looks at the role of the State in women's economic dependence. How does our tax and welfare system reflect a patriarchal logic? How does it affect women's financial freedom? 

Marital and family structures have changed since the second half of the ^20th century: fewer marriages, more separations, more single-parent families. And yet, social welfare benefits and income tax mechanisms continue to be designed as if women were maintained by their husbands. Mechanisms that hinder women's economic emancipation. Find out more about the report's conclusions and the ways in which these injustices can be mitigated.

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A patron of the Women's Foundation since 2018, Crédit Municipal de Paris has chosen to intensify its partnership by supporting, in particular, the creation of the Observatory for Women's Economic Emancipation. This is an important commitment for the establishment, which provides day-to-day support to Parisian women in situations of financial fragility.

Pawnbroking, a long-standing activity of Crédit Municipal de Paris, is a powerful tool for the emancipation and financial independence of women, who make up 80% of its clientele. Women are also in the majority in our support services for the financially vulnerable (60%). This over-representation of women among our customers reflects long-standing and persistent gender inequalities, which Crédit Municipal de Paris is determined to combat.

In addition to its support for the Women's Foundation, Crédit Municipal de Paris aims to offer its customers and beneficiaries in situations of financial fragility comprehensive assistance to help them regain control of their finances. Responding to the cross-cutting issues frequently encountered by women - single parenthood, sexual violence, damaged self-esteem, etc. - this innovative offer is designed to help them regain control over their finances. This innovative offer will be supported by a solid network of associative and public-sector partners. It will shortly be tested within the budget support service of Crédit Municipal de Paris.