Since 2008, Parcours Budget has been helping you to finance your projects through supported personal social microcredit. Our personal microcredit offer enables people excluded from traditional bank loans to finance a project with a view to social or professional integration - for example, getting a driver's license, training, buying a vehicle or paying for healthcare costs.
The loan can range from €300 to €8,000,
for up to 84 months.
It is offered in association with Parcours Budget's lending partners: BNP Paribas Personal Finance, La Caisse d'Epargne Île-de-France-Parcours Confiance
Parcours Budget teams will be with you every step of the way.
Am I eligible?
- Do you have a project to finance?
- Do you live or work in the Paris Region?
- Are you excluded from traditional bank loans?
- Do you have the means to repay your loan?
If you meet these 4 criteria, you may be eligible for a personal microcredit. If not, we can offer you other solutions, including free, personalized budget support to help you regain control of your finances.
Every application for a personal microcredit is subject to a budget diagnosis of your situation. A loan commits you and must be repaid. Check your repayment capacity before committing yourself.