Balancing your budget

Is microcredit a good idea?

Need to finance a project? Parcours Budget can help you finance your projects with a personal social microcredit.

Since 2008, Parcours Budget has been helping you to finance your projects through supported personal social microcredit. Our personal microcredit offer enables people excluded from traditional bank loans to finance a project with a view to social or professional integration - for example, getting a driver's license, training, buying a vehicle or paying for healthcare costs.

The loan can range from €300 to €8,000,
for up to 84 months.

It is offered in association with Parcours Budget's lending partners: BNP Paribas Personal Finance, La Caisse d'Epargne Île-de-France-Parcours Confiance
and Créa-Sol.

Parcours Budget teams will be with you every step of the way.

Am I eligible?

  • Do you have a project to finance?
  • Do you live or work in the Paris Region?
  • Are you excluded from traditional bank loans?
  • Do you have the means to repay your loan?

    If you meet these 4 criteria, you may be eligible for a personal microcredit. If not, we can offer you other solutions, including free, personalized budget support to help you regain control of your finances.

Contact us

The team is available Monday to Friday, 9am to 5pm.

Our team is available by appointment from Monday to Thursday, and on Saturdays, from 9am to 5pm.

Budget course - Crédit Municipal de Paris

55 rue des Francs-Bourgeois

75004 Paris

By e-mail

see the e-mail

By phone

see phone number


Every application for a personal microcredit is subject to a budget diagnosis of your situation. A loan commits you and must be repaid. Check your repayment capacity before committing yourself.