Budget tip
Valentine's Day - how to combine love and personal finance?
It's Lovers' Day! For many people, February 14th is synonymous with togetherness and complicity, and an opportunity to show their affection for their loved one, often with gifts, large or small, simple or extraordinary.
Some look forward to it as a demonstration or proof of love that can't be ignored, a magical moment to experience and share, which rhymes with gratitude, generosity and originality. But for others, it can become a real headache, especially when it imposes an expense that's hard to bear on an already strained budget.
Lovers' day or business opportunity? In any case, it's also a time to question the place of money in a couple's relationship.
Without minimizing or overshadowing the importance of this day, which celebrates Love in all its forms, let's remember that there are other ways of loving and showing it, and that it's important to put money in its rightful place. We therefore recommend :
- Question the notions of "giving" and "receiving". We can just as easily give our time, attention and trust, receive support and lend an attentive, caring ear to others.
- Rebalance the importance of "being" and "doing" versus that of "having": be attentive to each other's well-being by sharing domestic and household chores, as well as the parental and mental responsibilities of maintaining the household; ensure the couple's financial and emotional stability by sharing expenses fairly - both in volume and in kind; free up discussion of money issues by holding regular "budget meetings", focusing on projects to be carried out and/or life events to be overcome.
- Staying ahead of the game by building up assets that you can learn to grow, share and protect: take the necessary steps to identify and apply the measures appropriate to the asset situation, matrimonial property regime and tax situation of the couple and each member of the household.
- Loving also means preserving your independence and financial autonomy. Choosing the most appropriate bank account(s) (joint and/or individual, power of attorney, surety...) with full knowledge of the facts is just as essential as having a fulfilling and rewarding professional activity so as not to be financially dependent on the other person.
- Knowing how to say no: asserting yourself, making choices, setting limits, doesn't prevent you from being able to say "I love you", very simply. Don't forget that words count, whether they're whispered in your ear or scribbled on a piece of paper.
- Finally, let your imagination run wild as you continue to develop and master your financial culture and the art of relationships.
Happy Valentine's Day to all!
I know only one duty and that's to love
Albert Camus
To find out more :
- https://www.lafinancepourtous.com/?s=procuration
- https://www.notaires.fr/fr/couple-famille/mariage/contrat-de-mariage-bien-choisir-son-regime-matrimonial
- https://www.abe-infoservice.fr/assurance/assurance-prevoyance/que-faut-il-savoir-sur-lassurance-prevoyance
- https://www.mesquestionsdargent.fr/boite-outils/guide-video?field_thematique_tid_selective_gv=155&edit-submit-toolbox-guide-video=Rechercher
Bibliography
What money says about you, Christian Junod
Life is a celebration, Amma
Assertiveness Mieux gérer ses relations avec les autres, Dominique Chalvin
The consumer society, Jean Baudrillard
Responsible consumption - Keys to action, ADEME
The mastery of love - Learning the art of relationships, Don Miguel Ruiz